CAB Score Improvement for Trucking

Lower Your Insurance Premium by Improving Your CAB Score

ClearHaul helps trucking companies understand, manage, and improve their CAB scores — so carriers take notice and your premiums drop.

30%
Average premium reduction
after score improvement
90
Days to meaningful
CAB score improvement
500+
Carriers helped
nationwide
CAB Score Overview
Unsafe Activity Score72 / 100
After ClearHaul28 / 100
72
Before
28
After
✓ Est. savings: $22,400 / year on premium
Trusted by
Owner-operators
Small fleets (2–25 trucks)
Mid-size carriers (25–250)
FMCSAregistered carriers
Freight brokers
The Process

From High CAB Score to Lower Premiums in 4 Steps

We guide you through the entire CAB score improvement process — from pulling your current data to presenting clean documentation to your insurance carrier.

1

Score Audit

We pull your FMCSA safety data, violation history, inspection results, and current CAB score to identify every factor dragging your score down.

2

Dispute & Correct

We identify inaccurate or outdated violations and submit DataQ challenges on your behalf, correcting your record with FMCSA directly.

3

Improvement Plan

We deliver a prioritized action plan — which BASIC categories to focus on, driver coaching programs, and inspection readiness steps to take now.

4

Carrier Presentation

We help you present your improved score and supporting documentation to insurance carriers, giving underwriters the narrative they need to quote lower.

Our Services

Everything You Need to Own Your CAB Score

Whether you need a one-time audit or ongoing score monitoring, we have a plan for your operation.

🔍

CAB Score Audit

A comprehensive review of your CAB score components including all 7 BASIC categories, violation weights, inspection history, and crash indicators — with a clear explanation of what's hurting you most.

⚖️

DataQ Challenges

We file challenges with FMCSA to correct inaccurate inspection data, misclassified violations, and errors in your safety record. Even one successful challenge can move the needle.

📊

Score Monitoring

Monthly score tracking with alerts whenever your CAB score changes. Know exactly where you stand before your insurer does — and get ahead of any negative trends.

🎓

Driver Safety Coaching

Targeted training modules for drivers based on your specific BASIC category weaknesses — HOS, vehicle maintenance, controlled substances, driver fitness, and more.

📝

Underwriter Package

We build a professional presentation of your safety improvements, corrected records, and mitigation steps — designed to give insurance underwriters confidence in your fleet.

🤝

Insurance Advocacy

We work alongside your broker or directly with carriers to explain your score context, advocate for fair pricing, and help you get multiple competitive quotes.

Your CAB Score Controls What You Pay for Insurance

Insurance carriers use CAB scores to assess risk before quoting your premium. A high score doesn't just mean higher rates — it can mean declinations, forced non-standard markets, or loss of authority.

  • Carriers weight CAB scores heavily Most commercial auto underwriters pull CAB data as part of their standard submission review — and many have hard cutoffs above which they won't quote.
  • Small fleets are most vulnerable A single roadside inspection or violation has an outsized impact on smaller carriers with fewer data points, making score management critical for owner-operators and small fleets.
  • Incorrect data is common FMCSA data errors are more prevalent than most carriers realize. Inspections attributed to the wrong carrier, duplicate entries, and misclassified violations can all inflate your CAB score unfairly.
  • Improvement is achievable and fast Violations age off the CAB scoring window. DataQ corrections take effect quickly. Combined with proactive safety improvements, most carriers see measurable score drops within 60–90 days.
Example: 10-Truck Fleet, Annual Premium Impact
High CAB Score (65+)
Declined by standard markets
$148,000 / yr
Moderate CAB Score (35–65)
Non-standard market
$112,000 / yr
Improved CAB Score (under 35)
Competitive standard market
$78,000 / yr
Potential Annual Savings
From score improvement
$34,000–$70,000
* Illustrative example based on typical market outcomes. Actual results vary by fleet profile, commodity, territory, and loss history.
Results

What Carriers Are Saying

Real results from trucking companies who used ClearHaul to improve their scores and cut their insurance costs.

★★★★★
"We were stuck in the E&S market for two years with a terrible CAB score. ClearHaul found three DataQ errors we never knew about, got them corrected, and within 90 days we were back in the standard market at 28% less than what we'd been paying."
RK
Randy K.
Owner, 14-truck flatbed operation — Texas
★★★★★
"As a small fleet, every dollar matters. Our HOS BASIC was through the roof due to a driver situation we'd already resolved, but the data still showed it. ClearHaul walked us through exactly what to do and helped us present our side to the underwriter. Saved us $18k this year."
MT
Maria T.
Owner-operator, 3 trucks — Ohio
★★★★★
"I've been a transportation insurance broker for 12 years. ClearHaul is now the first call I make when a new trucking client comes to me with a bad score. It makes my job easier and gets my clients into better markets faster."
JD
James D.
Commercial Transportation Broker — Georgia
FAQ

Common Questions

Everything you need to know about CAB scores and how we help you improve them.

What exactly is a CAB score and who uses it?
CAB (Carrier Analysis and Benchmark) scores are generated by CAB Inc. using FMCSA safety data and are used primarily by insurance carriers and brokers to evaluate the safety and risk profile of motor carriers. A higher CAB score indicates more safety-related activity and translates directly into higher insurance premiums — or outright declinations.
How long does it take to see improvement?
Most clients see their first score improvement within 30–60 days after successful DataQ corrections are processed by FMCSA. Full score improvement plans targeting behavioral BASIC categories (like HOS or Vehicle Maintenance) typically show meaningful movement within 90 days as older violations age out of the scoring window and new clean inspection history builds up.
Can you actually get FMCSA violations removed?
Yes — through the FMCSA DataQ system, carriers can challenge inspection data they believe is inaccurate. If a challenge is successful, the corrected data flows through to CAB scores automatically. We handle the entire DataQ process, from identifying challengeable violations to filing and following up on each request.
Do I need to work with a specific insurance broker to use ClearHaul?
No. ClearHaul is carrier and broker agnostic. We work with your existing broker, or can refer you to transportation insurance specialists in our network. Our goal is to improve your score so you have leverage in any market — standard, E&S, or specialty trucking programs.
What's included in the free score review?
When you sign up, we pull your FMCSA BASIC percentile scores, identify your highest-impact categories, and flag any obvious DataQ opportunities — all at no cost. You'll receive a summary report within 2 business days with clear, actionable findings. There's no commitment required to receive your free review.
Get Started Free

Start Lowering Your CAB Score Today

Enter your email to get your free CAB score review. No credit card, no commitment — just a clear picture of where your score stands and what you can do about it.

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Free BASIC score summary
DataQ opportunity report
Monthly score monitoring
No broker required